BCBS Minnesota Coverage

Q: Does Blue Plus cover co-occurring disorder treatment?

Yes. Under Minnesota law and federal mental health parity requirements, Blue Plus plans must cover mental health services at parity with medical/surgical benefits, including co-occurring disorders.

Q: Does BCBS cover telehealth addiction counseling?

Yes. Minnesota telehealth parity laws require BCBS to cover virtual behavioral health visits at the same rate as in-person. Lionheart offers telehealth for adults and adolescents statewide.

Q: How do I verify my BCBS Minnesota benefits?

Call the number on your BCBS card, or call Lionheart at (651) 456-8411 for a free benefits check. We typically confirm within one business day.

Quick Answer

Does BCBS Minnesota Cover Addiction Treatment?

Yes. Most BCBS of Minnesota and Blue Plus plans cover outpatient addiction treatment, including Intensive Outpatient Programs (IOP), individual counseling, and telehealth sessions. Lionheart is an in-network provider. Your out-of-pocket costs depend on your specific plan's copay, coinsurance, and deductible. We verify your benefits for free — usually within one business day.

What BCBS Minnesota Typically Covers at Lionheart

Under the Mental Health Parity and Addiction Equity Act and Minnesota state law, BCBS plans must cover substance use disorder treatment at parity with medical and surgical benefits. At Lionheart, BCBS Minnesota members commonly access:

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Intensive Outpatient Program (IOP) — Structured group and individual sessions, typically 9–12 hours per week, while you continue living at home.
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Standard Outpatient Counseling — Individual and group therapy sessions for substance use and co-occurring mental health conditions.
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Co-Occurring Disorder Treatment — Integrated care for substance use alongside depression, anxiety, PTSD, or other mental health challenges.
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Adolescent Treatment — Specialized programming for teens, with flexible scheduling to minimize disruption to school.
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Telehealth Sessions — Virtual counseling covered at the same rate as in-person visits under Minnesota telehealth parity law.
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Medication Management — When clinically appropriate, medication-assisted treatment coordination.

Coverage specifics — including whether pre-authorization is required and what your copay or coinsurance will be — depend on your individual plan. That's why we verify benefits before your first appointment.

Costs

Understanding Your Out-of-Pocket Costs

With BCBS Minnesota coverage, your costs at Lionheart typically depend on three things:

1

Deductible

The amount you pay before your plan begins covering services. If you've already met your annual deductible, behavioral health services may be covered immediately.

2

Copay or Coinsurance

After your deductible, most plans charge either a flat copay per session or a percentage of the allowed amount.

3

Out-of-Pocket Maximum

Once you reach this annual limit, your plan covers 100% of in-network services for the rest of the year.

We cannot quote exact amounts because every plan is different. Our intake team will walk you through your specific costs after verifying your benefits.

Why Lionheart

Why Choose Lionheart

Licensed & Specialized

Licensed by Minnesota DHS under Statute 245G. We treat substance use and mental health together — not separately.

Adults & Adolescents

One of the few outpatient facilities in Dakota County offering specialized teen programming alongside adult treatment.

Local & Flexible

Conveniently located in Hastings for families across Dakota County. Daytime, evening, and telehealth options available.

✓ IN-NETWORK WITH BCBS MN

HastingsCottage GroveRed WingRosemountFarmingtonEagan

Free Benefits Check

Verify Your Insurance

Tell us your plan and we'll confirm your coverage — usually within one business day. No cost, no obligation.

First Name *

Phone or Email *

Insurance Plan *

Member ID (optional)

Or call us directly: 651-456-8411

Common Questions

Frequently Asked Questions

Does Blue Cross Blue Shield of Minnesota cover addiction treatment?

Yes. Most BCBS of Minnesota and Blue Plus plans cover substance use disorder treatment, including IOP and outpatient counseling. Coverage details vary by plan. Lionheart is in-network. Call us at (651) 456-8411 for a free benefits check.

Does BCBS Minnesota cover outpatient rehab?

Yes. BCBS Minnesota plans typically cover outpatient rehabilitation at both the standard outpatient and IOP levels. Some plans require pre-authorization; our team handles that process for you.

Does Blue Plus cover co-occurring disorder treatment?

Yes. Under Minnesota law and federal mental health parity rules, Blue Plus plans cover mental health services — including co-occurring disorder treatment — at parity with medical and surgical benefits. Lionheart specializes in treating substance use alongside depression, anxiety, PTSD, and other conditions.

Does BCBS of Minnesota cover telehealth addiction counseling?

Yes. Minnesota's telehealth parity laws require BCBS to cover virtual behavioral health visits at the same rate as in-person sessions. Lionheart offers telehealth treatment for both adults and adolescents throughout the state.

Does BCBS Minnesota cover adolescent substance use treatment?

Yes. BCBS Minnesota covers adolescent SUD and co-occurring disorder treatment. Lionheart offers specialized teen programming with scheduling designed to minimize disruption to school and daily activities.

How do I verify my BCBS Minnesota benefits for treatment?

You have two options: call the member services number on the back of your BCBS card directly, or call Lionheart at (651) 456-8411 and our intake team will verify your benefits at no cost. We typically confirm coverage within one business day.

Do I need a referral from my doctor to start treatment?

Most BCBS Minnesota plans do not require a physician referral for outpatient behavioral health services. However, some HMO-style plans may require pre-authorization. Our team will confirm whether your plan requires either step.

What other insurance does Lionheart accept?

In addition to BCBS Minnesota and Blue Plus, Lionheart accepts Medical Assistance (Medicaid), UCare, HealthPartners, United Healthcare, and several other plans. Visit our insurance page or call (651) 456-8411 for a full list.